The simple answer is that to remain as competitive as possible today, you must be certified and stay certified. The bar has been raised in the consumer debt relief world and consumers, creditors, collectors and legislators are now taking additional steps to ensure that they are working with the most skilled and knowledgeable individuals in the business. Professional certifications from IAPDA offer them another screening tool -- one that has the backing and credibility of the leading professional training and certification body in the debt relief industry today.

Every profession requires specialized skills. Not everyone knows that you have those skills. In short, certification is an investment in your career, your livelihood, your future.

If you want to...

Be a part of the exciting future of consumer debt relief...

• Who we are: The International Association of Professional Debt Arbitrators
• What we do: Provide online training for individuals to become Certified Debt Specialists and Certified Credit Counseling Specialists.
• Who we serve: You – whether you are an individual looking to start your own consumer debt relief business (one where you can work from home), or you are managing a debt relief company and would like all of your employees certified, we’re here to help.

The Consumer Debt Relief industry continues to grow... and it’s time for you to get involved.

Consumer debt is still out of control. Bankruptcy laws have made it difficult for consumers to clear debts, and housing prices have dropped causing a decrease in available cash for consumers. American consumers are over $2.56 Trillion in debt, mostly with credit card and other unsecured debt. It is estimated that 181 million Americans own approximately 1.5 billion cards, an average of nearly nine credit cards issued per credit card holder. 

People need help (debt relief), and those who can help them are poised to succeed – and that’s where we come in.

IAPDA membership includes individual entrepreneurs who wanted to start their own debt relief business, and employees of debt relief firms of all sizes - from small (fewer than 5 staff members) to many of North America's leading and largest firms. We are the only Certification Program that is focused on certifying individual Consumer Debt Relief Professionals. Hence, we can serve anyone – from training and certifying one individual to 1,000 (and more).

Training and Certification are the keys...

In today's Debt Relief Industry professionals with both Debt Settlement and Credit Counseling certifications (dual certification) have the professional knowledge and skills to advise clients and potential clients regarding all debt relief options available including: Debt Settlement, Credit Counseling, Debt Management Plans and Bankruptcy. IAPDA provides the most complete and robust training and certification programs in the industry, all in a totally online format.

 IAPDA Certified Debt Specialists and Certified Credit Counseling Specialists are trained using industry standard training programs, and when you complete our program, you can call yourself a Certified Debt Specialist (CDS) and a Certified Credit Counseling Specialist CCCS, which means you are a skilled debt arbitration professional (with the certifications to prove it.)

Our members are current with the laws pertaining to debt, credit and collection, and are able to represent their client's best interests during sensitive debt negotiations with creditors and collectors.

IAPDA members are thoroughly trained and have learned negotiation skills to arbitrate debt concessions with creditors, collectors, and attorneys on behalf of their debtor clients.

Consumer Debt Relief is among the Top Rated Career Opportunities of the New Millennium.

You can start today...

With over 3200 IAPDA members our certification training programs are trusted and recognized as the de facto industry standard. Get comprehensive debt relief business training and important industry certifications in the most convenient and cost effective format available anywhere. Get a high rate of return on investment (ROI) with IAPDA membership and certification. Credentials matter!

Begin a career providing debt settlement and consumer credit counseling services to clients desperate for help with overwhelming unsecured debt like high interest credit cards. Make a real difference in the lives of North American families strangled by debt. Work independently or apply for employment with leading debt relief firms after your certification as a Certified Debt Specialist and a Certified Credit Counseling Specialist. IAPDA certification training will provide you with the knowledge to advise your clients on debt settlement, credit counseling, debt management plans and bankruptcy.

- IAPDA Certification is recognized and approved by state legislators -