The IAPDA and Arbitrain™ Training Systems

Terms and Conditions:

The IAPDA provides this Internet site, (the "Site") and related services subject to your compliance with the terms and conditions of use set forth below. PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS SITE.

Our Terms

By using this Site, you have agreed to these Terms and Conditions with The IAPDA If you do not agree to all of the Terms and Conditions of this agreement, you may not use this Site.

The IAPDA may make changes and update these Terms and Conditions at any time. Please check the Terms and Conditions posted at www.arbitrain.com periodically, because your continued use of the Site will mean you accept those changes and updates.

Section 1. Privacy:

Registration Data and certain other information you provide to or through the Site is subject to our Privacy Policy. For more information please see our Privacy Policy.

Section 2. Disclaimer Regarding Financial Advice:

THE CONTENT ON THE SITE IS PROVIDED EXCLUSIVELY FOR INFORMATION PURPOSES, AND IT IS NOT IN ANY WAY INTENDED AS A SUBSTITUTE FOR PROFESSIONAL FINANCIAL ADVICE. NEVER DELAY SEEKING FINANCIAL ADVICE, AND NEVER DISREGARD SUCH ADVICE BECAUSE OF SOMETHING YOU HAVE READ ON THIS WEB SITE.

Any procedures that may be mentioned on the Site are for information purposes only. You rely on any information provided by The IAPDA, its sponsors and advertisers, or other visitors to the Site at your own risk. The IAPDA assumes no liability or responsibility either for the contents of any material provided on the Site, or for damage to persons arising from any use of any information, idea, or instruction contained in those materials. The IAPDA reserves the right to change or discontinue any aspect or feature of this Site at any time without prior notice.

Section 3. Use of Content and Copyright:

All text, graphics and multimedia content available from the entry point URL:http://www.arbitrain.com and pages within that domain (the "Site"), and all related code (including but not limited to HTML, other mark-up languages, and all scripts) within this Site are the property of The IAPDA and/or its affiliates. All material on this Site, including (but not limited to) images, illustrations, audio clips and video clips, is protected by copyrights that are owned or controlled by The IAPDA or by other parties that have licensed their material to The IAPDA (or posted to the Site pursuant to a user agreement with The IAPDA). Material from the Site may not be copied, reproduced, republished, uploaded, posted, transmitted or distributed in any way. Modification of the materials, or use of the materials for any other purpose is a violation of copyright and other proprietary rights. The use of any such material on any other Web site or computer environment is prohibited.
"www.arbitrain.com", "The IAPDA and Arbitrain",and the "The IAPDA" logo are trademarks and service marks of The IAPDA All other trademarks, service marks and logos used on this Site are the trademarks, service marks or logos of their respective owners.

Section 4. Safety; Disclaimer of Consequential Damages:

THE USE OF THE IAPDA SITE AND THE CONTENT IS AT YOUR OWN RISK.

The information at this Site is presented for the purpose of educating participants on Professional Debt Arbitration. Furthermore, The IAPDA makes no guaranteee claims regarding the effectiveness of any information found on the Site, nor about the results to be obtained from using the The IAPDA

Site or Content.

THE IAPDA SITE AND THE CONTENT ARE PROVIDED ON AN "AS IS" BASIS WITHOUT ANY WARRANTIES OF ANY KIND. THE IAPDA, ITS LICENSORS, AND ITS SUPPLIERS, TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIM ALL WARRANTIES, EITHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTIES' RIGHTS, AND FITNESS FOR PARTICULAR PURPOSE. THE IAPDA, ITS LICENSORS, AND ITS SUPPLIERS MAKE NO REPRESENTATIONS OR WARRANTIES ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS, CURRENTNESS OR TIMELINESS OF THE CONTENT, SOFTWARE, TEXT, GRAPHICS, LINKS, OR COMMUNICATIONS PROVIDED ON OR THROUGH THE USE OF THE IAPDA SITE.
IN NO EVENT SHALL THE IAPDA, ITS LICENSORS, ITS SUPPLIERS OR ANY THIRD PARTIES MENTIONED AT THE THE IAPDA SITE BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, INCIDENTAL AND CONSEQUENTIAL DAMAGES, LOST PROFITS, OR DAMAGES RESULTING FROM LOST DATA OR BUSINESS INTERRUPTION) RESULTING FROM THE USE OR INABILITY TO USE THE THE IAPDA, SITE OR THE CONTENT THEREOF, WHETHER BASED ON WARRANTY, CONTRACT, TORT OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT THE IAPDA IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Section 5. Refund Policy:

Due to the proprietory nature of the information being distributed The IAPDA offers a very limited refund policy, PLEASE READ CAREFULLY. We have made all efforts to include a large amount of information on our web site including our Training Course Table of Contents. The IAPDA will not issue a refund in any amount of the purchase price of the Training Course after a "Username" and "Password" have been issued to access the course material, we believe in our training program and provide unlimited and ongoing support to associates to assist with success.

Section 6. Links to Other Sites:

The IAPDA Site contains links to web sites of third parties ("Third Party Sites"). These links are provided solely as a convenience to you and not as an endorsement by The IAPDA of the content on such Third-Party Sites. The IAPDA is not responsible for the content of linked Third-Party Sites and does not make any representations regarding the content or accuracy of materials on such Third-Party Sites. If you decide to access Third-Party Sites through links on the The IAPDA Site, you do so at your own risk. Your use of Third- Party Sites is subject to the Terms and Conditions of use for those sites.

Section 7. Advertisements:

The The IAPDA Site may contain advertisements by third parties, and these advertisements may contain links to other web sites. Unless otherwise specifically stated, The IAPDA does not endorse any product or make any representation regarding the content or accuracy of any materials contained in, or linked to, any advertisement on The IAPDA Site.

Section 8. Indemnity:

You agree to defend, indemnify and hold The IAPDA, its officers, directors, employees, agents, licensors and suppliers, harmless from and against any claims, actions or demands, liabilities and settlements including without limitation, reasonable legal and accounting fees, resulting from, or alleged to result from, your use of the Content, in a manner that violates or is alleged to violate these Terms and Conditions. The IAPDA shall provide notice to you promptly of any such claim, suit, or proceeding, and shall reasonably cooperate with you, at your expense, in your defense of any such claim, suit or proceeding.

Section 9. General:

The IAPDA serves the U.S. and Canada. Access to the content may not be legal by certain persons or in certain countries. If you access the The IAPDA Site from outside the U.S. and Canada, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction. Recognizing the global nature of the Internet, you agree to comply with all local rules regarding online conduct and acceptable Content. Specifically, you agree to comply with all applicable laws regarding the transmission of technical data exported from the country in which you reside.

Section 10. Complete Agreement:

Except as expressly provided in a particular "legal notice" on The IAPDA Site, these terms and conditions constitute the entire agreement between you and The IAPDA with respect to the use of The IAPDA Site and any content contained therein. The section titles in the Terms and Conditions are for convenience only and have no legal or contractual effect or significance.

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