Links to a selection of leading companies with IAPDA certified members.

 

The IAPDA feels that it is very important to recognize the companies in the debt settlement industry who have made a corporate commitment to the professional training and certification of their individual staff members. The links below will take you to the Web Sites of a large selection of leading firms with consultants professionally Trained and Certified by IAPDA.

 

 

Note: This is not a complete list of companies with IAPDA Certified members.
*Members please contact us to apply to list your company logo and link on this page.

- Participating companies are listed by their level of participation in the IAPDA program -

 

  • Platinum Participant Companies = Currently 100 or more IAPDA Certified Staff Members
  • Gold Participant Companies = Currently 25 - 99 IAPDA Certified Staff Members
  • Silver Participant Companies = Currently 10 - 24 IAPDA Certified Staff Members
  • Bronze Participant Companies = Currently 2 - 9 IAPDA Certified Staff Members
 
 
 
 
     
     
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Other leading firms with an IAPDA certified member include:
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
Debt Settlement by National Debt Resolution
 
 
...and 100s more " independent"
Certified Debt Specialist Members
 

*Important Note:

We are aware that currently many people are untruthfully claiming in their marketing materials to be Certified members of the IAPDA, it is important to search our official database of Certified members »here.

 

Top financial experts strongly advise consumers to work only with IAPDA Certified Debt Specialists. IAPDA members are thoroughly trained in all aspects of debt negotiation and settlement and are recognized as professionals by members of the debt collection industry.

The International Association of Professional Debt Arbitrators Certifies individual members only, we do not Certify the Debt Settlement firm (employer) of the individual member.

Be sure the debt consultant you are working with is IAPDA Certified, please search our database of individual CDS members »here
 

 

 

 

 

 

 

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Our Featured Question & Answer of the Day For Friday

 

Q. Why Would a Creditor Agree To Accept Less?

 

A: The primary reason a creditor will accept a settlement is because it is cost effective for the creditor, plain and simple. The degree of the discount (how much they will forgive) will vary case-by-case; therefore, a creditor will take into account many factors when determining their bottom line on accepting a settlement.

 

 The primary factor creditors take into account is what percentage of the debt is likely to be collected in the future if they do not accept an offer now. The other factor creditors look at is what is the likelihood of collecting the full debt through normal collection activity or through the legal system.  

 

Before they agree to any settlement, they will often take into account, debtor's income, the state they live in, the age of the debt, type of debt, debtor's assets, etc.  

 

Professional negotiators will put a case together that will make the creditors understand that it is in their best interest to settle the debt and accept their offer.