The Features & Benefits

 

The Cost of Registration in our Training Program Includes:

 

  • Certification as a CDS - Certified Debt Specialist
    (on successful completion of training)
  • *New Lifetime membership in the IAPDA
  • Inclusion in the IAPDA database of Certified members
  • The IAPDA logo on your website and marketing materials
  • Periodic articles and circulars on industry changes and legal updates

 

Our Certification training program content complies with the accreditation training requirements set out in the draft version of the new Uniform Debt-Management Services Act (UDMSA) - the proposed legistlation governing the Debt Settlement Industry in all 50 States.

 

Benefits of Membership
»
IAPDA Certified Debt Specialists are respected professionals in the Debt Settlement industry. Clients, creditors/collectors and collection attorneys all recognize the commitment of our members to training, certification and membership in our leading international professional association. Leading Debt Settlement professionals fully understand the value and the return received for their initial business investment in training, certification and membership.
»
There is High and Growing demand for Certified debt professionals, in all areas, you will provide a service that is needed and helpful to your clients.
»
There is High Professional Income potential, established Certified Debt Specialists are among the high earning Professionals in their market area.
»
The support while you grow your professional practice is ongoing and second to none, we provide all of the support you will ever need while you set up and grow your professional Debt Arbitration and Debt Settlement practice. The training never stops.
»
You are a part of a growing and friendly international network of Certified members. Those searching your name in our member database will receive a very positive response.
»
Our members proudly display our logo on their webpages, marketing materials and other business stationary, benefiting from the high professional credibility that comes with membership.
»
The IAPDA networks with other industry trade associations and legal firms specializing in services to the debt settlement industry to provide our members with the most up to date industry information and legal updates.
»
Access to continuing education materials for Debt Settlement Professionals.
»
Unlimited logins to the private members area for latest articles and resources.
»
Lifetime membership in the IAPDA without annual renewal costs.

 

 

 
Untitled Document

 

 

Our Featured Question & Answer of the Day For Friday

 

Q. Why Would a Creditor Agree To Accept Less?

 

A: The primary reason a creditor will accept a settlement is because it is cost effective for the creditor, plain and simple. The degree of the discount (how much they will forgive) will vary case-by-case; therefore, a creditor will take into account many factors when determining their bottom line on accepting a settlement.

 

 The primary factor creditors take into account is what percentage of the debt is likely to be collected in the future if they do not accept an offer now. The other factor creditors look at is what is the likelihood of collecting the full debt through normal collection activity or through the legal system.  

 

Before they agree to any settlement, they will often take into account, debtor's income, the state they live in, the age of the debt, type of debt, debtor's assets, etc.  

 

Professional negotiators will put a case together that will make the creditors understand that it is in their best interest to settle the debt and accept their offer.